Merchant Cash Advance in Boston
We fund businesses across Boston remotely, with no branch visit and no in-person meeting required. From Kendall Square biotech suppliers to South End restaurants, Boston owners get working capital based on revenue, not credit scores, with advances up to $2.5 million. Apply online for same-day or next-day funding.
See What You Qualify For
Takes under 2 minutes. No hard credit pull, no upfront fees, no obligation.
The Boston business landscape
Boston runs on eds and meds at a scale few cities can claim. Dozens of universities and world-class hospitals anchor an economy where small businesses serve big institutions: lab suppliers, clinical research support firms, specialized contractors, campus food vendors, student housing operators, and the IT and staffing firms that keep it all running. Kendall Square's biotech cluster adds startups and their suppliers, with project-based revenue that arrives in milestones. Institutional customers pay on institutional timelines, which is why revenue-based funding fits Boston so well.
Healthcare extends beyond the hospitals. Home health agencies, dental practices, specialty clinics, and medical suppliers across the metro wait on insurance reimbursements that trickle in 60 to 90 days after the work is done. These are businesses with full schedules and real revenue that still run short on payroll, which is a cash flow problem rather than a business problem. Finance and professional services in the Financial District add agencies and consulting firms billing corporate clients on long terms.
Tourism, the port, and construction add the seasonal and industrial layers. The Freedom Trail, universities, and sports draw visitors year-round, filling hotels and restaurants from the Seaport to the North End. The working waterfront supports seafood processors, marine contractors, and distributors. Construction stays busy with lab buildouts, hospital expansions, and residential projects across the neighborhoods. From Cambridge to Dorchester, Boston's small businesses earn well and spend heavily, which is exactly why funding sized to revenue works here.
Industries we fund in Boston
We work with businesses across dozens of industries. These are the sectors we fund most often in Boston, each with its own cash flow rhythm and capital needs.
Biotech & Life Sciences
Lab suppliers, research support firms, and specialized contractors around Kendall Square serve institutional clients that pay slowly. Funding covers payroll and project costs between milestones.
Healthcare Services
Home health agencies, dental practices, and clinics wait 60 to 90 days on insurance reimbursements. Advances fund payroll and supplies while claims work through the system.
Higher Education Services
Campus food vendors, housing operators, and maintenance contractors scale up for the academic year. Advances fund the August ramp before student-driven revenue lands.
Restaurants & Hospitality
From the North End to the Seaport, Boston dining runs on tourism, students, and neighborhood loyalty. Funding covers equipment, renovations, and slow-month payroll.
Construction & Trades
Contractors on lab buildouts, hospital projects, and residential work wait on institutional draws. Advances fund crews and materials while payments work through approvals.
Areas served
We fund businesses in Boston entirely remotely, so there is no office to visit wherever you are located. These are some of the neighborhoods and districts we serve:
Common funding uses in Boston
Boston funding FAQ
This is not a loan. All funding is subject to approval and underwriting.