Legal

Terms of Service

Last updated: March 2026

Welcome to Instant Money Capital. By accessing or using our website and services, you agree to be bound by these Terms of Service. Please read them carefully.

Services

Instant Money Capital provides business funding and Reverse Consolidation services. Our services are designed to help businesses manage their existing Merchant Cash Advance obligations and access additional capital. All services are subject to approval and underwriting.

Eligibility

To use our services, you must be at least 18 years of age, be authorized to act on behalf of the business entity seeking services, and provide accurate and complete information in your application.

Application Process

Submitting an application does not guarantee approval. All applications are subject to our underwriting process. We reserve the right to request additional documentation and to approve or decline any application at our discretion.

Disclaimer

Instant Money Capital is not a bank and does not provide loans. Our Reverse Consolidation service is a business-to-business financial arrangement, not a consumer lending product. The Payment Savings Calculator on our website provides estimates only and does not guarantee specific savings.

Limitation of Liability

To the fullest extent permitted by law, Instant Money Capital shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of Instant Money Capital and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

Contact

For questions about these Terms, contact us at:

Instant Money Capital
Email: hello@instantmoneycapital.com
Phone: (954) 329-1845