Do you have an office in Columbus?

No. We fund Columbus businesses entirely remotely, so there is no branch to visit in the Short North, Dublin, or anywhere else. The application, review, and funding are all handled online and by phone.

How fast can a Columbus business get funded?

Many applications are reviewed the same business day, with same-day or next-day funding available once approved. When a corporate account has a start date or a truck is down, that speed is what counts.

My Columbus business bills corporate clients on long terms. Can I still qualify?

Yes. B2B firms on 45 to 60 day payment terms are a core fit. We underwrite on the revenue flowing through your accounts, not on how fast your clients pay.

What do I need to apply?

Most applicants need at least one year in business and $50,000+ in monthly revenue. You will provide recent bank statements and basic business information. Credit history is reviewed, but strong revenue can outweigh a weak score. Advances go up to $2.5 million.

Local Funding

Merchant Cash Advance in Columbus

We fund businesses across Columbus remotely, with no branch visit and no in-person meeting required. From Short North restaurants to I-70 corridor carriers, Columbus owners get working capital based on revenue, not credit scores, with advances up to $2.5 million. Apply online for same-day or next-day funding.

Free funding check

See What You Qualify For

Takes under 2 minutes. No hard credit pull, no upfront fees, no obligation.

The Columbus business landscape

Columbus is a headquarters town, and the small business economy feeds off the big ones. Insurance giants, retail and fashion headquarters, and a growing tech and fintech scene support agencies, IT contractors, staffing firms, and professional services companies across the metro. These B2B firms bill corporate clients on 45 to 60 day terms while payroll runs every two weeks. When a staffing firm wins a new account or an agency lands a retainer, the work starts now and the money arrives two months later.

Logistics is the second pillar. Columbus sits at the crossroads of I-70 and I-71, within a day's drive of nearly half the US population, and the metro has become one of the great distribution hubs of the Midwest. Warehouses, fulfillment centers, and intermodal facilities ring the city, served by small carriers, drayage operators, and 3PLs. E-commerce keeps the freight moving, but shippers pay slowly and equipment, fuel, and driver wages do not wait.

Ohio State University adds a college-town layer to a big-city economy: student housing operators, campus food vendors, bars, and the contractors who serve them, all riding the academic calendar. Healthcare systems support clinics and home health agencies waiting on insurance reimbursements. Construction keeps pace with steady growth. Across headquarters services, freight, and the university economy, Columbus businesses earn real revenue on payment schedules they do not control.

Industries we fund in Columbus

We work with businesses across dozens of industries. These are the sectors we fund most often in Columbus, each with its own cash flow rhythm and capital needs.

Insurance & Financial Services

Agencies, brokerages, and fintech vendors serving Columbus's insurance cluster bill corporate clients on long terms. Funding bridges the gap between the work and the check.

Retail & E-commerce

Brands, 3PL clients, and online sellers tied to the metro's retail headquarters buy inventory seasons ahead of sales. Advances fund stocking before peak demand.

Logistics & Distribution

Carriers and 3PLs around the I-70 and I-71 corridors live on the invoice gap. Funding covers fuel, equipment, and driver payroll between loads and shipper payment.

Construction & Trades

Steady growth keeps Columbus contractors booked and waiting on draws. Advances fund materials, equipment, and crews while owners wait on builders and developers.

Restaurants & Hospitality

From the Short North to German Village, Columbus dining runs on local loyalty and event crowds. Funding covers equipment, renovations, and staffing for busy stretches.

Areas served

We fund businesses in Columbus entirely remotely, so there is no office to visit wherever you are located. These are some of the neighborhoods and districts we serve:

Short North German Village Franklinton Arena District Easton Clintonville Dublin

Common funding uses in Columbus

Staff a new corporate account: a staffing firm covers six weeks of contractor payroll before the client's first invoice clears.

Stock for peak season: an e-commerce seller buys inventory in late summer instead of watching the holiday rush pass understocked.

Keep the fleet rolling: a carrier near the intermodal yards funds tires, brakes, and fuel during a stretch of slow-paying shippers.

Renovate before football season: a campus-area bar refreshes its space in August so it is ready when the students and the crowds return.

Columbus funding FAQ

This is not a loan. All funding is subject to approval and underwriting.

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