Do you have an office in Indianapolis?

No. We fund Indianapolis businesses entirely remotely, so there is no branch to visit downtown, in Speedway, or anywhere else. The application, review, and funding are all handled online and by phone.

How fast can an Indianapolis business get funded?

Many applications are reviewed the same business day, with same-day or next-day funding available once approved. When race season is coming or a truck is down, that speed is what counts.

My Indy business is seasonal around racing. Can I still qualify?

Yes. Seasonal motorsports and hospitality businesses are a natural fit because we look at overall revenue across the year, not a single slow stretch. We structure the advance around your real busy season.

What do I need to apply?

Most applicants need at least one year in business and $50,000+ in monthly revenue. You will provide recent bank statements and basic business information. Credit history is reviewed, but strong revenue can outweigh a weak score. Advances go up to $2.5 million.

Local Funding

Merchant Cash Advance in Indianapolis

We fund businesses across Indianapolis remotely, with no branch visit and no in-person meeting required. From Speedway race shops to Mass Ave restaurants, Indy owners get working capital based on revenue, not credit scores, with advances up to $2.5 million. Apply online for same-day or next-day funding.

Free funding check

See What You Qualify For

Takes under 2 minutes. No hard credit pull, no upfront fees, no obligation.

The Indianapolis business landscape

Indianapolis is the racing capital of the world, and the motorsports economy around the Speedway is a genuine industrial cluster. Race teams, engine builders, fabrication shops, composite specialists, and parts suppliers along Gasoline Alley and across the west side run on racing's relentless calendar: build season in winter, race season in summer, and cash flow that swings hard between them. These are precision manufacturing small businesses with real revenue and genuinely seasonal timing, and banks have never known what to do with them.

Logistics is the quieter giant. Indianapolis sits at the crossroads of more interstates than any other major city, hosts a massive FedEx air hub, and has become one of the great distribution centers of the Midwest. Warehouses and fulfillment operations ring the metro, served by small carriers, drayage operators, and 3PLs. E-commerce keeps freight moving year-round, but shippers pay in 30 to 60 days while fuel, maintenance, and driver wages are due now.

Life sciences, sports, and manufacturing round out the economy. A major pharmaceutical headquarters anchors lab suppliers, clinical research firms, and specialized contractors. The NCAA headquarters and the city's convention and amateur sports trade fill hotels and restaurants in waves. Industrial manufacturing, from auto suppliers to food processing, keeps machine shops and industrial contractors busy on purchase orders that pay late. Across racing, freight, and pharma, Indy businesses earn real revenue on schedules set by someone else.

Industries we fund in Indianapolis

We work with businesses across dozens of industries. These are the sectors we fund most often in Indianapolis, each with its own cash flow rhythm and capital needs.

Motorsports & Specialty Manufacturing

Race teams, engine builders, and fabrication shops run on racing's build-and-race calendar. Advances fund materials, parts, and crew payroll through the winter build season.

Logistics & Distribution

Carriers and 3PLs around the interstate crossroads and the FedEx hub live on the invoice gap. Funding covers fuel, equipment, and driver payroll between loads.

Life Sciences & Healthcare

Lab suppliers, clinical research support firms, and home health agencies wait on slow institutional and insurance payments. Advances fund payroll in the meantime.

Construction & Trades

Steady growth keeps Indy contractors booked and waiting on draws. Capital funds materials, equipment, and crews while owners wait on builders and developers.

Restaurants & Hospitality

Race weekends, conventions, and the Final Four fill Indy dining rooms in waves. Funding covers staffing, equipment, and renovations between the big events.

Areas served

We fund businesses in Indianapolis entirely remotely, so there is no office to visit wherever you are located. These are some of the neighborhoods and districts we serve:

Mass Ave Fountain Square Broad Ripple Irvington Speedway Carmel Gasoline Alley

Common funding uses in Indianapolis

Fund the winter build season: a Speedway fabrication shop buys materials and keeps its crew through winter, repaying out of race-season revenue.

Keep the fleet rolling: a carrier near the intermodal yards funds tires, brakes, and fuel during a stretch of slow-paying shippers.

Staff up for race weekend: a Mass Ave restaurant hires extra staff and stocks up for the biggest weekends of the year instead of getting caught short.

Bridge a pharma supplier PO: a lab services firm covers payroll for two months while a large customer's procurement department processes invoices.

Indianapolis funding FAQ

This is not a loan. All funding is subject to approval and underwriting.

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