Do you have an office in Seattle?

No. We fund Seattle businesses entirely remotely, so there is no branch to visit downtown, in Ballard, or anywhere else. The application, review, and funding are all handled online and by phone.

How fast can a Seattle business get funded?

Many applications are reviewed the same business day, with same-day or next-day funding available once approved. When a client engagement starts Monday or fishing season opens next week, that speed matters.

My Seattle business serves startups with unpredictable payments. Can I still qualify?

Yes. Vendors serving the tech ecosystem are a natural fit. We underwrite on the revenue flowing through your accounts across your client base, not on any single client's payment habits.

What do I need to apply?

Most applicants need at least one year in business and $50,000+ in monthly revenue. You will provide recent bank statements and basic business information. Credit history is reviewed, but strong revenue can outweigh a weak score. Advances go up to $2.5 million.

Local Funding

Merchant Cash Advance in Seattle

We fund businesses across Seattle remotely, with no branch visit and no in-person meeting required. From South Lake Union tech vendors to Ballard maritime shops, Seattle owners get working capital based on revenue, not credit scores, with advances up to $2.5 million. Apply online for same-day or next-day funding.

Free funding check

See What You Qualify For

Takes under 2 minutes. No hard credit pull, no upfront fees, no obligation.

The Seattle business landscape

Seattle's small business economy orbits big tech without being owned by it. The tech giants' campuses feed IT service firms, staffing agencies, recruiters, marketing shops, and corporate caterers across South Lake Union, Bellevue, and the Eastside. These vendors scale with their clients: when a cloud division grows, its contractors and suppliers grow with it, carrying payroll for months before enterprise invoices clear. Startup clients add another wrinkle, paying on funding-round timelines that no bank underwriter understands.

The working waterfront is the second economy. The Port of Seattle, the fishing fleet, shipyards, and the aerospace supply chain around Boeing's Puget Sound operations support machine shops, marine contractors, seafood processors, and logistics firms. These are industrial small businesses with real revenue and genuinely cyclical timing: fishing seasons, shipyard schedules, and aerospace production cycles. A marine contractor in Ballard or a machine shop in Georgetown lives on purchase orders that pay late, just like a fab shop anywhere else.

Coffee, food, and tourism complete the picture. Seattle's coffee culture supports roasters, cafes, and equipment service companies; the restaurant scene from Capitol Hill to Fremont competes hard with high rents and labor costs; cruise season and summer tourism fill hotels and the waterfront in waves. Construction stays busy with constant development. Across tech services, the waterfront, and hospitality, Seattle businesses earn well on timing they do not control.

Industries we fund in Seattle

We work with businesses across dozens of industries. These are the sectors we fund most often in Seattle, each with its own cash flow rhythm and capital needs.

Tech & Software Services

IT firms, staffing agencies, and recruiters serve enterprise and startup clients on long or unpredictable terms. Funding bridges the gap between placing talent and collecting.

Maritime & Aerospace Suppliers

Machine shops, marine contractors, and seafood processors run on seasons and production cycles. Advances fund materials, labor, and equipment between orders.

Coffee, Food & Beverage

Roasters, cafes, and food manufacturers compete in a high-cost market. Funding covers equipment, green coffee buys, and buildouts for new locations.

Logistics & Port Services

Carriers and 3PLs serving the Port of Seattle live on the invoice gap. Advances fund fuel, repairs, and driver payroll between loads and shipper payment.

Construction & Trades

Constant development keeps Seattle contractors booked and waiting on draws. Capital funds crews and materials while owners wait on developers and GCs.

Areas served

We fund businesses in Seattle entirely remotely, so there is no office to visit wherever you are located. These are some of the neighborhoods and districts we serve:

Capitol Hill Ballard Fremont South Lake Union Pioneer Square Georgetown West Seattle

Common funding uses in Seattle

Scale with a cloud client: a staffing firm covers three months of contractor payroll as an enterprise account grows, before the invoices clear procurement.

Fund fishing season prep: a Ballard marine supplier stocks parts and gear in spring so the fleet is ready when the season opens.

Open a second cafe: a Capitol Hill roaster funds the buildout, espresso equipment, and staff training before the new location opens.

Bridge a shipyard job: a Georgetown machine shop buys material and runs overtime on a marine purchase order before the invoice is paid.

Seattle funding FAQ

This is not a loan. All funding is subject to approval and underwriting.

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