State Funding

Merchant Cash Advance in Texas

We fund businesses across Texas remotely, with no branch visit and no in-person meeting required. From Houston energy to Dallas logistics, Austin tech, and San Antonio tourism, Texas owners get working capital based on revenue, with advances up to $2.5 million. Apply online for same-day or next-day funding.

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The Texas business landscape

Texas is an economy the size of a country, and its small business landscape runs on energy, freight, and growth. Houston is the energy capital of the world: the oil majors, the refineries and chemical plants along the Ship Channel, and the service companies that keep them running (roustabouts, fabrication, industrial contractors, vessel services) form an ecosystem where thousands of small businesses ride the commodity cycle. When oil is strong, the whole Gulf Coast hires at once. The Port of Houston is the busiest tonnage port in the country, and the drayage and 3PL cluster around it runs on port timing.

Dallas Fort Worth is the corporate and logistics heart: American Airlines, AT&T, a deep bench of headquarters, and the great inland port at the center of the country's freight network. The Metroplex keeps adding people and companies, which keeps contractors, home services, and restaurants slammed. The I-35, I-20, and I-45 corridors carry a huge share of the nation's freight, and small carriers are thick on the ground. Austin is the tech capital: the startup ecosystem, the Tesla Gigafactory, and the Samsung chip expansion pull in suppliers, contractors, and services at a blistering pace.

San Antonio blends military (Joint Base San Antonio is one of the largest in the country), tourism (the River Walk, the Alamo), and healthcare, with a growing manufacturing base. El Paso and the borderplex run on cross border trade: maquiladora supply chains, customs brokers, warehousing, and the trucking that moves it all. The Permian Basin in West Texas is the most productive oil field in the country, and Midland Odessa's service economy booms and tightens with the rig count.

No state income tax, business friendly regulation, and relentless population growth keep the whole machine fed. The pattern for Texas small businesses is scale and speed: big opportunities, tight timelines, and customers (energy majors, tech companies, shippers) who pay on their terms. A merchant cash advance, with same-day or next-day funding and advances up to $2.5 million, is built for businesses that need to move at Texas speed.

West Texas and the Rio Grande Valley show Texas beyond the metros. The Permian Basin's orbit extends for a hundred miles in every direction, with service companies, worker housing, and restaurants riding the rig count. The Valley runs on cross border trade, winter Texan tourism, and citrus and vegetable agriculture, with SpaceX's Starbase adding a space economy at the southern tip. Big Bend's dark skies and desert draw a growing adventure tourism crowd. It is Texas at its most extreme: boom, border, and wide open space.

Industries we fund in Texas

We work with businesses across dozens of industries. These are the sectors we fund most often in Texas, each with its own cash flow rhythm and capital needs.

Energy Services & Industrial

Roustabouts, fabricators, and industrial contractors in Houston and the Permian. Funding to hire and mobilize when commodity cycles surge.

Trucking & Port Drayage

Carriers serving the Port of Houston, the border, and the interstate corridors. Capital for repairs, fuel, and invoice gaps.

Contractors & Home Services

Builders and trades in the DFW, Austin, Houston, and San Antonio growth markets. Advances for crews and materials during the boom.

Tech Suppliers & Services

Austin area suppliers, contractors, and services feeding the tech and chip expansion. Funding to scale with fast growing clients.

Restaurants & Hospitality

Texas's deep restaurant culture plus San Antonio and border tourism. Capital for buildouts, expansions, and second locations.

Areas served

We fund businesses in Texas entirely remotely, so there is no office to visit wherever you are located. These are some of the neighborhoods and districts we serve:

Houston San Antonio Dallas Austin Fort Worth El Paso Arlington Corpus Christi

Common funding uses in Texas

Mobilize for energy work: hire hands and move equipment for a Houston or Permian service contract when activity spikes.
Keep freight moving: cover repairs and fuel for a Texas carrier without missing port appointments or contracted loads.
Build in the boom: add crews and float materials for a DFW or Austin contractor while the metros keep growing.
Scale with a tech client: hire and equip an Austin area services company landing work with a fast growing tech firm.

Texas funding FAQ

This is not a loan. All funding is subject to approval and underwriting.