Do you have an office in San Antonio?

No. We fund San Antonio businesses entirely remotely, so there is no branch to visit downtown, at the Pearl, or anywhere else. The application, review, and funding are all handled online and by phone.

How fast can a San Antonio business get funded?

Many applications are reviewed the same business day, with same-day or next-day funding available once approved. When a contract has a start date or Fiesta is three weeks out, that speed matters.

My San Antonio business depends on slow government payments. Can I still qualify?

Yes. Defense contractors and government vendors are a strong fit. We underwrite on the revenue flowing through your accounts, not on how fast the payment office moves.

What do I need to apply?

Most applicants need at least one year in business and $50,000+ in monthly revenue. You will provide recent bank statements and basic business information. Credit history is reviewed, but strong revenue can outweigh a weak score. Advances go up to $2.5 million.

Local Funding

Merchant Cash Advance in San Antonio

We fund businesses across San Antonio remotely, with no branch visit and no in-person meeting required. From defense contractors to River Walk hospitality, San Antonio owners get working capital based on revenue, not credit scores, with advances up to $2.5 million. Apply online for same-day or next-day funding.

Free funding check

See What You Qualify For

Takes under 2 minutes. No hard credit pull, no upfront fees, no obligation.

The San Antonio business landscape

San Antonio is Military City USA, and the defense economy shapes everything. Joint Base San Antonio, which includes Lackland, Fort Sam Houston, and Randolph, makes the metro one of the largest military concentrations in the country. Around it sits a deep bench of small defense contractors, IT service firms, staffing companies, and veteran-owned businesses doing facilities work, training support, and professional services. Government contracts pay on government timelines, which means months between the work and the money, and small contractors carry that float themselves.

Tourism is the second engine. The River Walk, the Alamo, and the city's convention trade draw millions of visitors a year, filling hotels, restaurants, bars, and tour operations from downtown to the Pearl District. Fiesta in the spring and the holiday season create sharp peaks, with real slowdowns in between. Hospitality owners here staff up for the events, renovate in the quiet months, and manage cash carefully across the year. It is a seasonal rhythm that revenue-based funding matches well.

Healthcare, manufacturing, and growth round out the economy. Major hospital systems and military medicine support clinics, home health agencies, and medical suppliers. Toyota's truck plant on the south side anchors an auto supplier corridor of machine shops and logistics firms. Relentless population growth keeps residential contractors, roofers, and landscapers busy. Across defense, tourism, and manufacturing, San Antonio small businesses share one pattern: real revenue, lumpy timing, and customers who pay on their own schedule.

Industries we fund in San Antonio

We work with businesses across dozens of industries. These are the sectors we fund most often in San Antonio, each with its own cash flow rhythm and capital needs.

Defense Contractors & Veteran-Owned Businesses

Small contractors supporting Joint Base San Antonio wait months on government payment cycles. Funding covers payroll and project costs between contract milestones.

Hospitality & Tourism

River Walk hotels, restaurants, and tour operators ride Fiesta, conventions, and holiday peaks. Off-season capital funds renovations, hiring, and marketing ahead of the crowds.

Healthcare Services

Clinics, home health agencies, and medical suppliers serve military families and a growing metro. Advances fund payroll and equipment while insurance payments lag.

Construction & Trades

Growth keeps San Antonio contractors booked and waiting on builders and homeowners. Funding covers materials, equipment, and crews while the next payment is pending.

Restaurants & Food Service

From Southtown taquerias to Pearl District dining rooms, San Antonio's food scene runs on local loyalty and tourist seasons. Funding covers equipment and slow-month payroll.

Areas served

We fund businesses in San Antonio entirely remotely, so there is no office to visit wherever you are located. These are some of the neighborhoods and districts we serve:

Pearl District Southtown Alamo Heights Stone Oak Tobin Hill River Walk Government Hill

Common funding uses in San Antonio

Bridge a government contract: a veteran-owned IT firm covers payroll for two months while a base support contract's invoices work through the payment office.

Staff up for Fiesta: a River Walk restaurant hires and trains in March, buying inventory before the biggest weeks of the year arrive.

Renovate in the slow season: a downtown hotel refreshes rooms and common areas in late summer so it shines for the holiday convention trade.

Take on supplier work: a south-side machine shop buys tooling and material for a new auto contract before the first production invoice is paid.

San Antonio funding FAQ

This is not a loan. All funding is subject to approval and underwriting.

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